This charming 3-bedroom, 2-bath colonial is tucked away among towering pine trees, offering a peaceful and picturesque setting. Step into a timeless blend of colonial craftsmanship in this stunning home. The home showcases exquisite wood detailing throughout. The oversized family room has cathedral ceilings with exposed ceiling beams and knotty pine walls and doors that give a feeling of character and warmth. The spacious living areas feature rich hardwood floors, a fireplace, and beautifully carved wood trim, creating a cozy yet sophisticated atmosphere. The kitchen combines classic charm with some updated appliances and modern functionality. Outside, a lush yard and inviting patio provide the perfect backdrop for relaxation or gatherings. This one-of-a-kind home is a rare find for those who appreciate quality craftsmanship. Metro North Railroad to NY City is only 15 minutes away. Fahnstock Park and Canopus Lake are only 20 minutes away with so many outdoor activities. There is a hiking trail, a beach, fishing and kayaking. In the winter, the park transforms into a wonderland for cross-country skiing and snowshoeing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,400 | $428,400 | $428,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $1,025 | $1,025 | $1,025 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,673 | $2,814 | $3,586 |
Total Monthly Payment | $3,790 | $3,931 | $4,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.