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NO HOA---ONE ACRE LOT---LARGE HOME located in Walk-in-Water Estates. This is a split-bedroom plan residence with large, spacious rooms. This home comes with a brand new 5-ton a/c installed April 2025 and a new roof completed in 2023. The living room/dining room is quite large with a wall of windows looking out to the front yard. The primary bedroom has an ensuite bath with double sinks, double walk-in closets and a large walk-in shower. The kitchen is located between the dining room and the family room.
There is a breakfast bar great for conversations while cooking and entertaining. The kitchen has a pass-thru window to the 40 x 16 bonus room. All kitchen appliances will remain. The family room has a wood-burning fireplace and an area that could be used as an additional dinette located by one of the three sliding glass doors that give access to the bonus room. Bedroom 2 and 3 and the second full bath are located off the other end of the family room. The second bath has dual sinks and a tub and shower. There is also an inside utility room on this side of the home. All rooms have ceramic tile flooring except the bonus room which is concrete. This home comes with a long driveway with lots of parking for family and friends. The storage shed in the rear yard will remain. For a small yearly fee ($200. 00) residents can have the use of the dock, boat launch, clubhouse and recreational facilities located on Lake Walk-in-Water. These facilities are owned by the Property Owners Association. Membership in the Property Owners Association is voluntary.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,600 | $311,600 | $311,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $2,071 | $2,608 |
Total Monthly Payment | $2,266 | $2,367 | $2,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.