|
Welcome to your newly renovated home, where comfort meets modern convenience in a picturesque setting! A charming property offering a cozy retreat with all the modern conveniences. This house features three bedrooms, including a spacious primary bedroom, and a freshly updated bathroom. Vibrant, modern and welcoming atmosphere, highlighted by the newer kitchen featuring an island and breakfast nook, formal dining room open to the living room with gleaming hardwood floors. Plenty of storage with a row of closets on the second floor plus an office space. Enjoy the peace of mind that comes with a newer electrical box and some newer wiring, plumbing, and a high-efficiency heat pump - essentials for Vermont's varying climates. Not to mention, a newer boiler all new baseboards ensures your winters are toasty and worry-free. The exterior hasn’t been overlooked either – newer vinyl siding adorned with 1-inch foam insulation wraps the house in a warm embrace, keeping the cold out and the coziness in. The newer windows not only invite natural light to dance across the rooms but also offer enhanced energy efficiency. Step outside onto the newer deck, an ideal spot for your morning coffee or evening relaxation, overlooking your generous over half an acre lot size that offers both privacy and space for gardening or play. An oversized one car garage completes all this home has to offer. Back roof new in 2023 and front part of roof new in 2007.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,861 | $2,344 |
Total Monthly Payment | $2,220 | $2,311 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.