1233/1235 BELMONT Terrace, Jacksonville, FL, 32207 | $629,000

Rare Opportunity in the Heart of San Marco! This charming 1926 duplex at 1233 & 1235 Belmont Terrace offers the perfect blend of historic character and investment potential. Located just minutes from San Marco Square and Downtown Jacksonville, each spacious unit features all living areas on a single level—one upstairs and one downstairs—for added privacy and functionality. Beautiful original hardwood floors run throughout the common areas, and both units include a sunroom/flex space ideal for a home office, playroom, or cozy reading nook. Each unit also comes with its own washer and dryer, making daily living convenient for both tenants and owners. The property includes a two-car garage plus ample off-street parking, a rarity in the area. Whether you're an investor seeking a solid rental property or a homeowner looking to live in one unit and rent the other, this is a unique chance to own in one of Jacksonville's most desirable neighborhoods.
Currently tenant-occupied—one on a lease, the other month-to-monththis property provides immediate rental income and long-term flexibility. Don't miss your chance to own a piece of Jacksonville's architectural history with built-in income potential!

Features

  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Lower Level, Upper Level
  • Style: Historic, Traditional
  • Year Built: 1928
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,862
  • Acreage: 0.14
  • Est. Taxes: $7,307
  • Lot Desc: Historic Area
  • Elem. School: Hendricks Avenue
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2083022
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/2083022/12331235belmontterrace_jacksonville_fl?source=qrflyer
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Listing courtesy of Round Table Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1233/1235 BELMONT Terrace, Jacksonville, FL, 32207

$629,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,200 $503,200 $503,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $609 $609 $609
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,181 $3,306 $4,212
Total Monthly Payment $3,882 $4,007 $4,913

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.