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*MOTIVATED SELLER* Welcome to 305 N Civitas, a stunning home nestled on nearly a 1/2 acre corner lot, and only steps away from I'On subdivision. This spacious home features a 3200 sq. ft. main house with soaring 10-foot ceilings and beautiful heart pine floors throughout. The thoughtfully designed floor plan includes a well-appointed kitchen with quartz countertops & stainless-steel appliances, and luxurious primary bedroom suite on the first floor, complete with a walk-in shower, clawfoot tub, walk-in closet, and direct access to a screened-in porch. Upstairs, you'll find 3 additional generously sized bedrooms, & 2 full bathrooms. In 2020, a detached garage with a 380 sq. ft. finished room over the garage (FROG) was added with full bathroom, offering versatile additional living space that can be used as guest suite, home office, or a creative retreat. This home has been meticulously cared for, with a complete repainting of the exterior within the past couple of months. Have a boat & trailer? No problem. The Braemore subdivision allows parking on the property, as long as it is located between the rear corner of the garage or house and the rear lot line. Located in "X" Flood Zone. 305 N. Civitas offers convenience to all that Mt. Pleasant has to offer, along with ease of access to downtown Charleston. Come tour this home today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,912,000 | $1,912,000 | $1,912,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,618 | $12,243 | $16,656 |
Total Monthly Payment | $11,743 | $12,368 | $16,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.