New York (South Harlem), NY, 10026 | $345,000

Welcome Home! With a remarkably low maintenance, you won't want to miss this spacious 1 bedroom / 1 bathroom apartment in prime Central Harlem! Quiet and inviting, the home boasts beautiful strip hardwood floors and tall over-9-foot ceilings that give the residence an airy, loft-like feel! The home's bathroom and spacious kitchen are both windowed, and the kitchen offers a W/D hookup! The bedroom flaunts dual exposures and beautiful natural light! Please note that this home is located on the 4th floor (three flights up) of a walk-up building.

This is an HDFC cooperative in which the purchaser's total annual income cannot exceed 165% of the Area Median Income, which translates into $179, 355 for a household of one, $205, 095 for a household of two, and $230, 670 for a household of three.

Transportation could not be easier with the 4, 5, 6, A, B, C, 1, 2, and 3 train lines all accessible via both 116th Street and 125th Street! Beautiful Marcus Garvey Park is practically at your doorstep, and Central Park is just a short jaunt south along Lenox Avenue/Malcolm X Boulevard!

Within a few short blocks you have the shopping, dining, and transportation hub anchored at 125th Street where you will find Whole Foods Market, an extensive array of other retailers, wonderful restaurants like Sylvia's and Red Rooster, the Metro North, multiple train and bus lines, and access to the Triboro Bridge!

Features

  • Town: New York
  • Cooling: Other
  • Levels: 5
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Building None
  • Common Charge: $400 Monthly
  • View: City
  • Pet Policy: Building Yes,No
  • MLS#: RLS20004458
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/RLS20004458/16w119thstreet_newyork_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Brown Harris Stevens Residential Sales LLC   Phone: (212) 906-9234

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Customer Service

888.699.8876

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

New York (South Harlem), NY, 10026

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.154% 6.248%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,745 $1,834 $2,328
Total Monthly Payment $1,820 $1,909 $2,403

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.