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Located in the heart of the picturesque, desirable & convenient Stratfield area of Fairfield, this picture-perfect Colonial is move-in ready and will delight you from first approach. The wonderful curb appeal is enhanced by flowering plantings and thoughtful landscaping, with a stone pathway leading to the entrance porch. The foyer welcomes you to this gracious home in excellent condition, with newly refinished hardwood floors and fresh paint in designer neutral tones throughout. The front-to-back living room w/fireplace, recessed lighting & a door to the screened-in porch is a stunning space to relax or entertain in. The dining room is set to host memorable occasions. The dine-in kitchen has been updated with quality cabinetry, stainless steel appliances, granite counters, ample storage, and a sun-filled breakfast room with built-in seating and a desk. The laundry area is conveniently placed at the back of the main level and has a door to the deck & fenced backyard. With 3 spacious bedrooms, plus a fantastic home office or library, this well-designed layout has room for every need. Each BR is a corner, with double exposures for maximum light. The primary BR has a lrg walk-in clst and accommodates a king-size bed, while the 2nd BR has access to an attic space for storage, and the 3rd has both a walk-in clst as well as stairs to the walk-up attic. Usable basement for storage, hobbies or possible future finishing. Natural gas heating, town water & sewer, attached garage, shed.
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet,Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Remodeled,Balcony/Deck,Granite Counters,Dining Area,Pantry,Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Book Shelves,Hardwood Floor | Main |
Primary Bedroom | Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $680 | $680 | $680 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,494 | $3,679 | $4,688 |
Total Monthly Payment | $4,266 | $4,451 | $5,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.