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Enjoy ever-changing views and stunning birdlife at this Old Lyme Village craftsman cape overlooking Appleby Pond. Stroll to all the village charms; the library, middle/high school campus, pre-schools, town hall, galleries and shops are all a short walk away. Enter a vaulted great room with barn beams and a handsome stone fireplace. French doors open to a grand deck with pond views. The adjacent kitchen is well equipped with gas and stainless appliances. There is a dining room and living room with a second fireplace, all with custom millwork. Completing the main body of the house are three second-floor bedrooms including a primary bedroom. These rooms share an updated marble bath. A second primary bedroom with ensuite bath and efficiency kitchen is privately set with access off both the great room and the garage. This can easily double as guest quarters. There is a walk-out, daylight basement with a third fireplace - great potential den/hobby/fitness area. The other half of the basement houses the mechanicals and offers great storage. Brick hardscape and professional landscape frame the home and a tidy yard slopes gently down to the pond. Wood floors are found throughout. Find incredible updates including a top-of-the-line Crown Boiler, nearly all new windows, new front door, French doors and a deck. The septic was updated in 2017. This is a special property in an exceptional location offering a flexible floor plan. Special! The room over the garage is currently used as the primary bedroom with a full bath and an efficiency kitchen. Great guest quarters. Or, keep as it is!
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 2 | Hardwood Floor | 9.0 x 9.0 | Upper |
Dining Room | Hardwood Floor | 11.0 x 12.0 | Main |
Great Room | 9 ft+ Ceilings,Vaulted Ceiling,Beams,Gas Log Fireplace,Hardwood Floor,Wide Board Floor | 13.0 x 17.0 | Main |
Kitchen | Breakfast Bar,Pantry,Hardwood Floor,Wide Board Floor | 11.0 x 17.0 | Main |
Living Room | Fireplace,Hardwood Floor | 14.0 x 24.0 | Main |
Primary Bedroom | Hardwood Floor | 15.0 x 20.0 | Upper |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 11.0 x 21.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $635 | $635 | $635 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,868 | $4,020 | $5,123 |
Total Monthly Payment | $4,595 | $4,747 | $5,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.