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Imagine living just 2 miles from the Vermont State House, being surrounded by 15 miles of trails within the East Montpelier Trail System while also enjoying the peace and solitude of rural life. This warm, inviting, sun-filled home has the potential to be Net-Zero- meaning it consumes no more energy than it generates. Picture your electric bills virtually disappearing! This special home is set back on a large, partially cleared lot, offering ample space for gardening and recreation. If you prefer to unwind outdoors, relax on the screened-in porch or the large deck and take in the woodland views with peeks of distant mountains. The thoughtfully designed interior includes a large mudroom with ample storage, an efficient kitchen with a wood stove and two sink areas with stainless steel countertops and a great room which features a cathedral ceiling, another wood stove and plenty of windows. The first floor also includes a 3/4 guest bath and a primary suite. Upstairs are two spacious bedrooms and another large bathroom with walk-in shower. The walk-out basement presents an exciting opportunity for transformation into a finished space. It already includes studded walls, radiant flooring, a completed bathroom featuring both a tub and a walk-in shower, and multiple doorways leading to the backyard. In addition to the attached garage, the property features a barn with parking for two more vehicles and easy access to storage above. Showings begin after open house 4/26, 10-1
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Our Executive Mortgage Banker:
Our Insurance Division:
$819,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $655,200 | $655,200 | $655,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.750% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.865% | 6.309% |
Monthly Tax Payment | $975 | $975 | $975 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,772 | $4,250 | $5,573 |
Total Monthly Payment | $4,839 | $5,317 | $6,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.