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This charming Cape offers the perfect blend of classic appeal and modern convenience. Nestled on more than a half-acre of land, the home features 3 bedrooms and 2 full bathrooms. The heart of the home is the renovated kitchen, complete with quartz countertops, custom inset cabinets and oversized island, modern appliances, a built-in bench in the dining area, and ample storage space. The finished lower-level adds extra living space, perfect for a playroom, home office, or entertainment area. It also has the potential for a 4th bedroom. The spacious primary suite provides a private retreat with an updated bathroom. Your ductless mini-splits ensure year-round comfort, while the 4-season sunroom with the wood stove lets you enjoy the outdoors no matter the weather. For those who love outdoor activities, the property boasts a basketball court, a patio for grilling and entertaining, two sheds, and a custom bridge with built-in benches that overlooks a stream. Additionally, the home includes a two-car garage, an irrigation system, and thoughtful updates throughout that provide both style and functionality. This home is an ideal blend of charm, comfort, and convenience in a sought-after neighborhood. OFFER DEADLINE THIS MONDAY (4/28/25) @ 12P.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,990 | $3,148 | $4,011 |
Total Monthly Payment | $3,576 | $3,734 | $4,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.