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One or more photo(s) has been virtually staged. Discover luxury living in the gated enclave of Anclote Reserve at Starkey Ranch! Experience the perfect balance of elegance, space, and function in this exquisite Homes by WestBay Key West II residence. Boasting 4, 330 square feet, this LIKE NEW home offers 5 bedrooms, 4 bathrooms, a 3-car garage, a dedicated office, a spacious bonus room, and a stunning heated saltwater pool and spa—all nestled on an oversized peaceful corner lot. From the moment you arrive, the paver driveway, manicured landscaping, and gorgeous glass front door set a refined tone. Step inside to soaring 12-foot ceilings and wood beam accents that create a sense of grandeur and warmth. A long-range view draws you in—framing the outdoor oasis beyond. To the right, a private home office features glass French doors, tray ceiling with crown molding, and a ceiling fan for comfort. To the left, two generously sized bedrooms share a full bath—ideal for guests or multigenerational living. The heart of the home is a chef’s dream kitchen, appointed with 42-inch Maple Espresso Timberlake cabinets, polished chrome hardware, and dazzling Level 5 Cambria Quartz countertops. A custom backsplash and hood elevate the design, while the oversized island and built-in quartz dining table provide perfect spaces for casual meals or entertaining. Premium GE stainless steel appliances—including a 36” gas cooktop, wall oven, microwave, refrigerator, and dishwasher—complete the space. The elegant dining room, accented with crown molding and a chandelier, provides the perfect setting for entertaining and celebrating special occasions. Six-panel sliding glass doors open fully to reveal the expansive covered lanai, creating seamless indoor-outdoor living. The sparkling heated saltwater pool and spa, enclosed by a screened lanai, are perfectly positioned on a spacious corner lot—offering a private backyard retreat designed for relaxation and entertaining. Newly planted Viburnum hedges were added to enhance future privacy, creating a future lush and private outdoor escape.
The primary suite on the main floor offers a peaceful retreat, entered through double doors and highlighted by a tray ceiling with crown molding, a ceiling fan, and a serene en suite bathroom. Enjoy separate vanities with stone counters, a luxurious soaking garden tub, walk-in shower with floor-to-ceiling tile, and a spacious walk-in closet.
Upstairs, the oversized bonus room offers endless flexibility—perfect for a game room or media space—and includes a built-in wet bar. Two additional bedrooms and a full bath round out the second floor. With high-end finishes and modern design, this home offers an unparalleled lifestyle in one of Starkey Ranch’s most coveted gated communities. Starkey Ranch is a serene neighborhood for all outdoor lovers, providing 3 community pools, multiple playgrounds throughout, soon to be 20miles of walking/running/biking trail paths, dog parks, community garden, kayak lake, and more. The neighborhood features the New Starkey Ranch K-8 STEM Magnet School, the library/theater, and District Park offering fields for all your favorite sports & an amazing playground. Cunningham Lake is in your backyard- a beautiful place to enjoy the outdoors!! Starkey Ranch offers an activities director with fun for all ages. Excellent schools, 30mins to airport, 30mins to beautiful beaches, nearby major shopping, restaurants, and nightlife.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,056,000 | $1,056,000 | $1,056,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $1,520 | $1,520 | $1,520 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,416 | $6,762 | $9,199 |
Total Monthly Payment | $8,061 | $8,407 | $10,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.