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53 Mountainview Drive, Derby, VT, 05830 | $329,000
Spacious and well-maintained 4-bedroom ranch in the charming Village of Derby Line. Enjoy easy one-level living with an open, flowing floor plan, ideal for both daily comfort and entertaining. The main level features an updated kitchen, formal dining room, large living room, 4 bedrooms, and a full bath with double vanity. The partially finished lower level offers even more space with a family room, den, office area, laundry room, and ample storage space. Additional highlights include a 1-car attached garage, a large back deck (14'x25'), covered front porch, and a 10'x14' detached shed. This home features vinyl siding, many vinyl replacement windows, and is serviced by oil baseboard hot water heat (System 2000 boiler), public water, and a private septic system. The private, spacious backyard is surrounded by mature trees and hedges, offering seclusion and peace on a quiet dead-end street. Located in a desirable neighborhood, just a short walk to Derby Elementary School, Baxter Park, the library, and other village amenities. This property is efficient, easy to maintain, and offers great value in a sought-after area—come take a look today!
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 1 full
- Style: Ranch
- Year Built: 1969
- Garage: 1-car Garage
- Heating: Oil,Baseboard,Hot Water
- Cooling: None
- Basement: Concrete Floor,Full,Partially Finished,Stairs - Interior,Storage Space
- Approx Sq. Feet: 2,128
- Acreage: 0.36
- Est. Taxes: $2,883
- Lot Desc: Open,Other,In Town,Near Snowmobile Trails,Neighborhood,Near School(s)
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5037300
- Website: https://www.raveis.com
/prop/5037300/53mountainviewdrive_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/7/2025Listing courtesy of Jim Campbell Real Estate Phone: 802-334-3400
Listing Agent: Ryan Pronto
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
53 Mountainview Drive, Derby, VT, 05830
$329,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | $240 | $240 | $240 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,642 | $1,729 | $2,203 |
| Total Monthly Payment | $1,957 | $2,044 | $2,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484