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Welcome to this beautifully maintained 3-bedroom, 2-bath home in the sought-after Villages of Valencia community in St. Augustine. Built in 2018 by award-winning Master Craft Builders, this thoughtfully designed residence offers both comfort and sophistication, all nestled in a peaceful setting with tranquil pond views from throughout the kitchen, living area, and primary suite. Step inside to discover an open-concept layout with upgrades to delight your senses with decorative paneling, crown molding, upgraded fixtures and cabinetry throughout. The spacious kitchen, cafe, and butler pantry boasts custom lazy-slide drawers, stunning Cambria quartz countertops with elegant ogee edges, and a custom hood vent with Farber exhaust fan vented to the outside. The glass front uppers offer lighted display areas, and the bar overhang offers a place for family and friends to gather while entertaining. A separate front office complete with a charming built-in window seat—also functions perfectly as a formal dining room or flex space. The owner's suite is a serene retreat overlooking the pond, with spacious walk-in shower, double vanity and walk-in closet with custom closet shelves and features cork flooring. The two additional bedrooms are large and share a bathroom with a walk-in shower. The laundry room is well appointed with cabinetry and a custom sink with cabinet and counter to match the other fixtures in the home. Through the laundry room is a wonderfully hidden storage room perfect for Christmas decor or treasures. The east and south-facing windows are tinted to help regulate temperature and reduce energy costs. All windows are hurricane rated. Custom Roman blinds adorn every window, providing both style and privacy. Additional upgrades and features include boxed ceilings, durable vinyl flooring, a covered lanai, and a two-car garage with a utility sink and side access door. The home is equipped with a 4-camera SafeTouch security system, a termite bond, full Rainbird irrigation with four hose bibs, and gutters installed in 2020. The 50-year shingle roof offers long-lasting peace of mind. Enjoy low-maintenance living with HOA amenities and access to the community pool. Don't miss the opportunity to own this meticulously cared-for home in one of St. Augustine’s most welcoming neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,322
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,258 | $420,258 | $420,258 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,656 | $2,761 | $3,518 |
Total Monthly Payment | $3,021 | $3,126 | $3,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.