195 Bella Dr, Saint Augustine, FL, 32086 | $525,322

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the sought-after Villages of Valencia community in St. Augustine. Built in 2018 by award-winning Master Craft Builders, this thoughtfully designed residence offers both comfort and sophistication, all nestled in a peaceful setting with tranquil pond views from throughout the kitchen, living area, and primary suite. Step inside to discover an open-concept layout with upgrades to delight your senses with decorative paneling, crown molding, upgraded fixtures and cabinetry throughout. The spacious kitchen, cafe, and butler pantry boasts custom lazy-slide drawers, stunning Cambria quartz countertops with elegant ogee edges, and a custom hood vent with Farber exhaust fan vented to the outside. The glass front uppers offer lighted display areas, and the bar overhang offers a place for family and friends to gather while entertaining. A separate front office complete with a charming built-in window seat—also functions perfectly as a formal dining room or flex space. The owner's suite is a serene retreat overlooking the pond, with spacious walk-in shower, double vanity and walk-in closet with custom closet shelves and features cork flooring. The two additional bedrooms are large and share a bathroom with a walk-in shower. The laundry room is well appointed with cabinetry and a custom sink with cabinet and counter to match the other fixtures in the home. Through the laundry room is a wonderfully hidden storage room perfect for Christmas decor or treasures. The east and south-facing windows are tinted to help regulate temperature and reduce energy costs. All windows are hurricane rated. Custom Roman blinds adorn every window, providing both style and privacy. Additional upgrades and features include boxed ceilings, durable vinyl flooring, a covered lanai, and a two-car garage with a utility sink and side access door. The home is equipped with a 4-camera SafeTouch security system, a termite bond, full Rainbird irrigation with four hose bibs, and gutters installed in 2020. The 50-year shingle roof offers long-lasting peace of mind. Enjoy low-maintenance living with HOA amenities and access to the community pool. Don't miss the opportunity to own this meticulously cared-for home in one of St. Augustine’s most welcoming neighborhoods.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 5663
  • Year Built: 2018
  • Approx Sq. Feet: 1,992
  • Acreage: 0.13
  • Lot Size: 5663
  • Est. Taxes: $3,277
  • HOA Fee: $245
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 252447
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/252447/195belladr_saintaugustine_fl?source=qrflyer
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Listing courtesy of GREAT EXPECTATIONS REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

195 Bella Dr, Saint Augustine, FL, 32086

$525,322

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,258 $420,258 $420,258
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $273 $273 $273
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,656 $2,761 $3,518
Total Monthly Payment $3,021 $3,126 $3,883

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.