20310 Estero Gardens CIR, Estero, FL, 33928 | $345,000

Welcome to this stunning 2-bedroom, 2-bathroom condo with an attached garage, perfectly nestled in the highly sought-after gated community of Villagio at Estero. This stylish, move-in ready home offers a spacious open-concept layout that seamlessly blends comfort and sophistication . Tastefully updated tile floors that emulate the warmth and texture of white oak wood, creating an elegant yet inviting space to relax and entertain. Kitchen featuring a gorgeous peninsula with quartz countertops, matching quartz backsplash, and sleek stainless steel appliances, a spacious master bedroom with custom walk-in closets . This residence is offered furnished ready for you to enjoy from day one.
Villagio at Estero boasts an exceptional array of amenities at the vibrant Town Center, including a Café, movie theater, fitness center, newly renovated pickleball and tennis courts, resort-style swimming pools and spa overlooking the water to enhance your lifestyle and provide year-round enjoyment. Villagio is undergoing a community-wide enhancement with brand new roofs being installed on all buildings and exterior painting to follow. Residents enjoy 24-hour gated security , low condo fee which includes water, premium cable with DVR and voice remotes and high-speed internet .
Don’t miss your chance to own a piece of paradise in one of Estero’s most coveted communities!

Features

  • Building Design: Low Rise (1-3)
  • Parking: Driveway Paved
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Internet Access,Pickleball,Tennis Court,Theater
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: VILLAGIO
  • Development: VILLAGIO
  • Year Built: 2006
  • Approx Sq. Feet: 1,192
  • Acreage: 0.16
  • Est. Taxes: $3,345
  • Condo Fee: $580 Monthly
  • Lot Desc: Other
  • View: Wooded Area
  • Community Type: Gated
  • Pet Policy: With Approval
  • MLS#: 225040441
  • Website: https://www.raveis.com
    /prop/225040441/20310esterogardenscir_estero_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty One Group MVP

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20310 Estero Gardens CIR, Estero, FL, 33928

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.046%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,722 $1,813 $2,292
Total Monthly Payment $2,076 $2,167 $2,646

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.