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298 Summerset Lane, Summerville, SC, 29483 | $400,000
This home is on 1. 83 acres of high land with the ability to build another home on the property (Accessory Dwelling Unit) and the house next to this is also for sale with 2. 83 additional acres (302Summerset) This property is just 15 minutes to downtown historic Summerville and also the I-26 at Jedberg Road. The home sits back off the paved road and you will feel like you are in a park-like setting. This home has been updated/upgraded in every way and includes a brick fireplace. Public sewer is avail + public water . Animals permitted. . . (horses - chickens) and no HOA estrictions. Additional land is available up o 3 total acres. The rear yard has an oversized 1. 5 car garage that is included in the sales price. (Seller will finish into a bedroom, office or small residence to include a bathroom and basic kitchen to be used by a family member or rent as an Air B&B or long term rental. This property has many options to include a "mother-in-law unit/rental unit or just an area for a "man/women cave" or additional bedroom or living area. The rear yard would be ideal to build another home and use the existing home as a short term or long term rental or for a family member wanting/needing separate living quarters.
Features
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch, Traditional
- Development: 63 - Summerville/Ridgeville
- Year Built: 1988
- Garage: 1.5-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,000
- Acreage: 1.83
- Lot Desc: 2 - 5 Acres, Wooded
- Elem. School: William Reeves Jr
- Middle School: Dubose
- High School: Summerville
- MLS#: 25010987
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/25010987/298summersetlane_summerville_sc?source=qrflyer
Listing courtesy of The Group, LLC
William Raveis Family of Services
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
298 Summerset Lane, Summerville, SC, 29483
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,996 | $2,102 | $2,679 |
| Total Monthly Payment | $2,071 | $2,177 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484