2621 COVE CAY DRIVE, #204, Clearwater, FL, 33760 | $189,000

Welcome to your dream home in the heart of Cove Cay Village 2! This stunning, fully remodeled condo offers sweeping views of the pool, lush park-like grounds, and the golf course—blending resort-style tranquility with upscale living. Step inside and prepare to be wowed by a top-to-bottom renovation that leaves nothing untouched. The open-concept kitchen is a showstopper, anchored by a magnificent granite island that doubles as a storage solution, dining bar, and buffet station. Beautiful Shaker-style cabinets with soft-close doors and drawers are complemented by a chic subway tile backsplash, Samsung appliances—including a sleek drop-in range—and eye-catching pendant and LED ceiling lighting. Don’t miss the charming granite-topped window seat—perfect for sipping your morning coffee. New flooring flows throughout the unit, paired with smooth ceilings and built-in lighting for a clean, modern feel. The main bathroom features a spa-like glass shower, while the half bath echoes the same upscale finishes. All exterior windows have been upgraded to hurricane-grade, including the living room and enclosed porch (updated post-Hurricane Milton for peace of mind). The door to the porch is new in 2025 and the front door was replaced in 2020. An added A/C vent in the closet ensures comfort throughout, and the private laundry room boasts high-efficiency LG front-load washer and dryer. Upscale ceiling fans with remotes are another plus. The a/c and water heater were replaced in 2020, along with all new shut off valves to the water heater. Words cannot describe the beauty of this condo, but it is an absolute winner in every respect. And it is fully and beautifully furnished as well!! Along with lush landscaping throughout the complex, an 18-hole golf course with restaurant and bar open 7 days a week, a marina for all your boating aspirations, security and more, this is the Paradise Found known as Cove Cay.

This condo is truly turn-key and a rare find in a sought-after waterfront golf community. Whether you're looking for a forever home or a luxurious seasonal escape, this one has it all—style, security, and sensational views.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 10
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Pool, Recreation Facilities, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: Other
  • Complex: COVE CAY 26-21 VILLAGE II
  • Year Built: 1974
  • Approx Sq. Feet: 810
  • Acreage: 1.97
  • Est. Taxes: $3,114
  • Condo Fee: $719 Monthly
  • Lot Desc: FloodZone, In County, Near Golf Course, Unincorporated
  • View: Garden, Golf Course, Pool
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: TB8376639
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8376639/2621covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 3:18:05 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2621 COVE CAY DRIVE, #204, Clearwater, FL, 33760

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $260 $260 $260
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $943 $993 $1,266
Total Monthly Payment $1,278 $1,328 $1,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.