![]() |
Spectacular 2 bedroom / 2 bath single family home on peaceful pond in esteemed Ponte Vedra Beach. Open floor plan, wood-burning fireplace, granite counters with bar stools, dining area and fabulous vaulted ceiling great room with beams. Spacious owner suite with walk-in closet and garden tub. Large second bedroom. Travertine stone and laminate wood plank floors throughout. 2-car garage with washer/dryer. Covered Trex deck overlooking lively pond. Large sycamore tree shading. Wildlife lovers' dream. New AC System (April 2025). New roof, water heater, water softener, gutters, outside painting (Hardie board), microwave and dryer all done in 2024. Well maintained throughout. Features sprinkler system that runs on well water. Termite protection. Charming 51-home neighborhood. HOA $38/mo. Includes washer, dryer. Home furnishings available. Short distance to fabulous restaurants, groceries, shopping, library. Bike to ocean. Neighboring Bird Island Sanctuary. Owner's Comments: The beautiful and serene backyard setting has been my dream space since I bought this home in 2000. Whether it's morning coffee or evening glass of wine, I never tire of the view and inner peace it brings me. Inside, I love the vaulted great room ceiling with the beams I had installed, the large primary bedroom and the garden soaking tub. The two-car garage has room for both vehicles and storage on the shelving system. A short distance to the library, bird sanctuary and shopping area with several restaurants, along with bike rides to the ocean, has been a great complement for an active lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,282 | $3,411 | $4,346 |
Total Monthly Payment | $3,837 | $3,966 | $4,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.