You Can NOT find a better location between NYC and Westchester County - Centrally located, this 2 bedroom, 1 bath coop is on Central Park Ave in Yonkers, close to major roadways, major shopping, restaurants, is across the street from the library and is approximately 25 minutes outside of NYC. Metro North is a quick drive or healthy walk from the unit. This Garden style unit offers spacious rooms, in a neat cozy setting. Walk into the dining area which segues into the kitchen offering you a stainless steel refrigerator & stove and view of the outdoors. The Living room offers great sunlight & space with ceiling light/fan. Toward the rear of the unit are 2 nice size bedrooms with ample closet space. There are hardwood floors throughout the unit. Call today for a private showing. Additional Information: Heating Fuel: Oil Above Ground, Parking Features: 1 Car outside detached $50 per/month, Minimum Down Payment: 10%, Minimum Credit Score: 675 (Experian FICO 2. 0), Maximum Housing Ratio: 30%, Total Debt Ratio: 40%. No Pets Allowed.
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$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,006 | $1,058 | $1,343 |
Total Monthly Payment | $1,081 | $1,133 | $1,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.