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Welcome to this delightful 2-bedroom, 2-bath concrete block home tucked away in the sought-after Fullerwood neighborhood of St. Augustine, FL. From the moment you arrive, you'll be charmed by the spacious front porch—perfect for relaxing under the canopy of beautiful Spanish Oak trees. Step inside to discover a bright and airy layout featuring warm wood floors that bring character and comfort to the space. The primary bedroom is generously sized with four closets, offering plenty of storage. An ADA-accessible shower in the primary bathroom ensures ease and functionality for all. Need a spot to work or get creative? A cozy bonus room serves perfectly as a home office or studio. Outside, a fully fenced yard offers privacy and peace of mind, and the elevated lot keeps you high and dry during storms. An artisan well adds a rustic touch to the backyard oasis. This home is move-in ready yet offers the perfect opportunity for you to add your personal style. Located in an unbeatable area, you’ll enjoy walkable access to local shops, eateries, and the vibrant charm of historic St. Augustine. Plus, it’s just a short ride to Vilano Beach, downtown, and I-95 for easy commuting. Don’t miss your chance to turn this gem into your dream home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$433,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,199 | $347,199 | $347,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,223 | $2,308 | $2,906 |
Total Monthly Payment | $2,470 | $2,555 | $3,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.