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As if straight out of a storybook, this 3-bedroom, 2-bathroom Cape sits perched on the banks of Sandy Brook. Thoughtfully designed, the home's crisp white clapboard siding, steep rooflines, and central stone chimney give it an elegant and timeless presence. Step through the foyer into the open living space, where a large stone hearth anchors the room and floor-to-ceiling built-in bookcases line the walls. Two picture windows frame tranquil views of the brook as it flows gently past. The kitchen offers abundant storage and prep space, ideal for hosting gatherings, while just off the dining area, a spacious screened-in porch extends out over the water below - a magical spot to unwind and entertain. The main floor also features a cozy, private den with a large closet and an ensuite bathroom, and a dedicated utility and laundry room. Up the elegant L-shaped staircase, you'll find a sun-drenched primary bedroom with vaulted ceilings and generous windows. Down the hall are two additional bedrooms - one with a private sleeping porch with views of the pines and laurel on the opposite bank of the stream. Two cedar-lined closets and a full bathroom complete the upstairs level. Havenly Cottage is all elegance and simplicity - clean lines, an intuitive and functional layout, and an enchanting natural setting. Tucked between the allure of the Berkshires and the quiet buzz of Litchfield County's small towns, Colebrook is one of the area's best-kept secrets. Known for its scenic reservoirs, miles of hiking trails, and storied history, it's a nature lover's paradise. True to its name, Havenly Cottage offers a peaceful sanctuary among the hills - a place to breathe deeply and feel completely at home. BEST AND FINAL THURS, 5/1 NOON email to listing agents.
Type | Description | Level |
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Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Main | |
Living Room | Book Shelves,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,503 | $2,632 | $3,315 |
Total Monthly Payment | $3,039 | $3,168 | $3,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.