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2 bedroom 2 bath with large BONUS ROOM currently being used as a MASTER SUITE with private bath. Current owners purchased this home in late 2020 with hopes of being able to move to Florida full time, but work responsibilities have pulled them back north. This home sits on a large lot with a FULLY FENCED BACK YARD and a large front yard. Located on one of the best kept streets in Colonialtown. The front yard has lush landscaping with ORANGES, an OLIVE TREE, GUAVA TREE, a Coconut Palm and numerous tropical plants. The long driveway can fit up to 5 cars! Upon purchasing, the owners replaced the ROOF in 2020, Electrical Panels, and HVAC in 2020. Next was to install MARBLE COUNTER TOPS and REMODEL the KITCHEN to open it to the living and dining space. Then, NEW TILE FLOORS, and new ceiling fans and light fixtures were installed through out the home. The exterior was repainted in 2024 and the FULL INTERIOR REPAINTED in April of 2025. The hot water heater was replaced and the bathrooms were updated including a spa like shower in the 2nd bath. The bonus room has another huge storage closet/storage room which was being used as an office, and has a separate exterior door. The garage is a 2 car tandem garage and a new garage door opener was recently installed. The REFRIGERATOR and WASHER AND DRYER were just replaced in 2025 Currently there is a large screened porch on the back of the house. The extra large backyard with NEW STORAGE SHED WITH SOLAR offers plenty of space for a pool or an addition to the existing property. Current owners were ready for a 480 square foot addition, but were called back too soon. Lot's of room to grow on this one!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,120 | $375,120 | $375,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,340 | $2,464 | $3,140 |
Total Monthly Payment | $2,852 | $2,976 | $3,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.