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Welcome to 42 Horton Rd, Washingtonville, NY – where space, style, and flexibility come together beautifully. This fully renovated 4-bedroom, 3-bathroom home is move-in ready and includes a legal 1-bedroom, 1-bathroom accessory apartment with a private entrance—perfect for extended family, guests, or extra rental income. Step inside to a grand stone-lined foyer that opens to a bright and spacious layout. The main floor features newly refinished hardwood floors, a stunning open-concept living room and formal dining area, and an oversized kitchen with a large island perfect for entertaining. French doors off the kitchen lead to a brand new deck overlooking a serene backyard oasis, complete with an in-ground pool—just in time for summer. Upstairs you’ll find three generously sized bedrooms, including a primary suite with a private renovated bath. The lower level offers a large family room with a cozy brick fireplace, two more bedrooms, and another full bathroom—great for guests, home office setups, or multi-generational living. The entire home has been freshly painted, with new carpeting and tasteful modern finishes throughout. The accessory apartment has its own entrance and full amenities, making it ideal for in-laws, a live-in nanny, or a college student in transition. Located in the charming village of Washingtonville, this home offers the best of both worlds: suburban tranquility with easy access to shops, restaurants, schools, and major highways for commuting. Whether you’re looking for your forever home or a stylish upgrade with income potential, this property delivers space, comfort, and versatility.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $1,169 | $1,169 | $1,169 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,153 | $4,018 |
Total Monthly Payment | $4,295 | $4,414 | $5,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.