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For those who appreciate the ease of main-level living, this expanded 3 bedroom ranch offers the perfect combination of style, comfort and everyday convenience. Step into a welcoming foyer that flows seamlessly into a dramatic front-to-back great room, where a soaring wood-plank cathedral ceiling, floor-to-ceiling fireplace and double french doors define the rooms character. The double doors open to an expansive rear patio and deck, an ideal setting for indoor-outdoor living and entertaining. A cozy reading nook and custom built-in wet bar elevates the space, offering both charm and versatility. The well appointed kitchen is designed for both everyday living and entertaining, featuring a center island, ample cabinetry, large pantry and vaulted ceiling with skylights that brightens the space with natural light. Lower level offers partially finished space ideal for a home gym, along with generous unfinished storage space and 1 car garage for added convenience. Sited on partially fenced corner lot in the heart of Downtown Bethel, a thriving small-town community rich in highly rated schools, recreational resources, shopping and vibrant dining. Just a short walk to charming town green and convenient to major routes of transportation, including train station, making this location ideal for NY or lower Fairfield County commuters. Notable updates: 2025 garage door, 2023 gutters, deck, driveway and outdoor steps. SHOWING AGENTS & VISITORS - IMPORTANT PARKING NOTICE! Additional Parking is available at the Municipal Center located off Wooster Street. Thank you for your cooperation.
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 10.4 x 12.4 | Main |
Bedroom 2 | Hardwood Floor | 8.1 x 10.0 | Main |
Dining Room | Bay/Bow Window,Hardwood Floor | 12.8 x 17.0 | Main |
Full Bath | Tub w/Shower,Tile Floor | 5.0 x 9.0 | Main |
Great Room | Cathedral Ceiling,Wet Bar,Fireplace,Half Bath,Patio/Terrace | 22.1 x 24.0 | Main |
Half Bath | Tile Floor | 5.0 x 5.5 | Main |
Kitchen | Skylight,Vaulted Ceiling,Balcony/Deck,Breakfast Bar,Pantry,Tile Floor | 12.5 x 14.5 | Main |
Primary Bedroom | Hardwood Floor | 10.0 x 13.9 | Main |
Rec/Play Room | 12.1 x 14.1 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,495 | $2,628 | $3,348 |
Total Monthly Payment | $3,224 | $3,357 | $4,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.