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Back on the Market thru no fault of the seller. (Buyer's budget fell short on her wish-list upgrades list. ) RANCH STYLE BRICK HOME with 3BRs/2BAs is available for someone looking for a starter home or looking to downsize or looking to be close to Joint Base Charleston. Perfect for a young family, retirees, or someone who wants roommates. This home has had only ONE owner. Yes, you read that correctly. And this home still has the ORIGINAL garage. Nope, it wasn't converted to a spare 'room. ' This home has been updated here/there throughout the years but it is a blank canvas for someone who wants to move in and deck it out. The roof was replaced in 2017. The HVAC was replaced in 2018 along with ductwork in the attic space. The kitchen sports granite counter tops and soft-close drawers andstainless-steel appliances. Years ago, the plumbing was updated to PVC pipes throughout. A low-lying water drainage system runs throughout the neighborhood in front of each home, but these homeowners put in a culvert & graded this front yard so that the front yard would be level with no standing water. There is a transferable 50-Year roof warranty to the new homeowner. This home is in a great location; close to so much. Joint Base Charleston is a 3 minute drive, the CHS Int'l Airport is an 8-10 minute drive, Bosch is a 3 minute drive, Boeing is a 6-8 minute drive, and I-26 & I-526 are easy to get to, also. Summerville and Palmetto Commerce Parkway are both easily 10-15 minutes away. At this price point, this little sweetie won't be around for long. She's a solid home that has been well-maintained. Do yourself a favor and schedule a showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,360 | $1,430 | $1,801 |
Total Monthly Payment | $1,435 | $1,505 | $1,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.