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13196 SE 86TH CIRCLE, Summerfield, FL, 34491 | $274,900
This well-designed Challedon model in Del Webb Spruce creek GC offers 1, 488 sq. ft. of comfortable living space and is being sold TURNKEY. The home features two bedrooms, including a spacious 220 sq. ft. primary bedroom, and two full bathrooms. The open-concept layout seamlessly integrates the living room, dining area, and kitchen, creating a flowing space ideal for both relaxation and entertainment.
The kitchen is equipped with light wood cabinetry, a tiled backsplash, and nice appliances, including a stainless steel side-by-side refrigerator. The living room boasts a ceiling fan and carpeting, with a transition to wood-look flooring in adjacent areas. Both bedrooms feature ceiling fans and ample natural light from windows.
The bathrooms are tastefully appointed with wooden vanities, large mirrors, and adequate lighting. The dedicated laundry room includes a washer and dryer set with overhead storage. Throughout the home, warm neutral tones on the walls create a welcoming atmosphere.
Additional features include a charming dining nook with a unique chandelier and decorative window treatments. newer Roof and HVAC (roof 2023, HVAC 2022) The home's layout, as seen in the 3D floor plan, showcases an efficient use of space with clearly defined areas for various functions.
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 60 x 115
- Laundry: Inside
- Year Built: 2005
- Garage: 2-car
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,488
- Acreage: 0.16
- Lot Size: 60 x 115
- Est. Taxes: $3,697
- HOA Fee: $211 Monthly
- View: Trees/Woods
- Adult Communities: Yes
- Pet Policy: Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: OM700019
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/OM700019/13196se86thcircle_summerfield_fl?source=qrflyer
Listing courtesy of JUDY L. TROUT REALTY Phone: 352-208-2629
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13196 SE 86TH CIRCLE, Summerfield, FL, 34491
$274,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,372 | $1,445 | $1,826 |
| Total Monthly Payment | $1,755 | $1,828 | $2,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388