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Expect to be impressed with this exceptional 4BR home in the desirable Shingle Creek Reserve at The Oaks! Recent quality updates include: (1) Roof new in 2024, (2) A/C new in March 2025, (3) New luxury vinyl flooring in 2024, and (4) Fresh interior paint in April, 2025. Layout features secondary bedrooms off home’s entry hallway with common living space and primary suite in the back. The heart of your home features a open living, dining and kitchen area that’s versatile to arrange to suit your needs. You’ll especially love your gourmet style kitchen with its expansive island w/breakfast bar, recessed and pendant lighting, abundant raised panel cabinetry and counter space, and a roomy closet pantry. Appliances included; the range is new (2024)! Primary suite includes a bedroom large enough for a sitting area or private desk, walk-in closet that can accommodate a dresser for extra storage, and a contemporary bath with dual sink vanity and shower. Don’t forget to look in the garage – all attached and overhead shelving conveys, and there’s a bonus room under A/C – use as an office, hobby spot or climate-controlled storage space. Home sits on a conservation lot with a tranquil green view that you can enjoy from your screened lanai. Shingle Creek Reserve has a variety of amenities that you’ll appreciate. Bring your boat, because there’s a community boat ramp/dock. There’s also an RV/boat parking area! Stroll around the park and enjoy the water view. Basketball and playground are available, and you can also take in a round of golf or go walking on the wooded trails. Great location –about 2 miles to essential shopping/dining, 5 miles to SR 192 and Kissimmee Lakefront Park and less than 20 minutes to the Florida turnpike which can whisk you quickly to anywhere you need to get to in Central Florida. You’ll love living here! Come see all that this special home has to offer.
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,971 | $2,511 |
Total Monthly Payment | $2,524 | $2,623 | $3,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.