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Welcome to this well maintained Colonial Reproduction located in desirable North Kingstown. This spacious 5 bedroom 3. 5 bathroom home offers 2900+ square feet of above grade living space, nestled on nearly an acre of land on a corner lot with stone walls. Spacious living room with stunning fireplace surrounded by bookshelves with sliders out to the patio, great for entertaining. Formal dining room with fireplace flows into the renovated kitchen with granite counters, island and stainless steel appliances. First floor continues with a sitting room, laundry room, half bath and access to two car oversized garage. Second floor has new bathroom with double sink vanity, new tub & shower fixtures that is attached to the spacious primary bedroom, 2 large bedrooms, recreation room/storage and additional bathroom. Third floor has 2 bedrooms and full bathroom. Unfinished lower level has updated utilities throughout and great for storage. Driveway for 2 car garage and circular driveway in front for extra parking. Located close to highway access, schools and shopping!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,920 | $663,920 | $663,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.750% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.865% | 6.309% |
Monthly Tax Payment | $733 | $733 | $733 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,822 | $4,306 | $5,647 |
Total Monthly Payment | $4,647 | $5,131 | $6,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.