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REALTOR OWNER. Remodeled Manufactured Home, beautifully done. All floor supports and floors replaced. Top of the line Luxury Vinyl. . waterproof. Good aluminum roof added to the Manufactured Home. Newly painted interior. Garden tub with shower in Master Bath. Big 20x12 back porch with luxury composite decking (I think it is called Timbertech). Railings were not built so be careful!
Also included is a 12x12 with power utility shed. Garage/Apartment is why it is listed as 5 bedrooms and 3 baths. Currently there is a half bath. It is zoned for the Garage/Apartment though a complete rebuild for the kitchen and the shower area would be required. Interior of the Garage/Apartment is in poor condition but as a shop it was fine. In the main home we converted the 4th bedroom into an office, so what is there is a 1344 sqft three bedroom two bath home with a 1, 440 sqft garage/shop/playroom area. Newer shingle roof was added to this structure. Has it's own septic tank, 1800 gallon size! With the ideal of an RV being hooked up to it. Keep in mind that officially you are not suppose to live in an RV. . 85 acre lot allows for a lot of private parking. At one time I was planning on turning Garage/Apartment into a 3/2 home. Has a chain linked dog kennel. Quiet area. Enjoyable lot.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,880 | $254,880 | $254,880 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,611 | $1,674 | $2,134 |
Total Monthly Payment | $2,022 | $2,085 | $2,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.