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Tucked away in the sought-after Waterford Crossing community, this meticulously maintained 3-bedroom, 2-bathroom pool home is a rare find. With just three previous snowbird owners, the home has been gently lived in and lovingly cared for—never used as a full-time residence but treated with full-time attention. Step inside and enjoy an open, inviting floor plan with brand-new stainless steel kitchen appliances (2021) and updated laminate flooring throughout the main living area (2021), in the primary bedroom, and in one of the guest rooms (2023). The oversized two-car garage provides ample space for storage, hobbies, or extra gear for your beach days. The updates extend beyond the interior: the roof was replaced in 2016, the exterior of the home—including the pool deck and driveway—was freshly painted in 2018, and the pool was resurfaced in early 2019. A new water heater was installed in April 2019, offering peace of mind for years to come. The primary suite feels like its own private haven—generously sized with sliding glass doors that open right out to the pool, making morning dips or evening stargazing just steps away. The en-suite bath has all the right touches: dual sinks, a deep soaking tub to unwind in, and a walk-in shower for a quick refresh. Down the hall, two more bedrooms offer plenty of space for guests, a home office, or whatever fits your lifestyle. Outside, enjoy Florida living at its best. The sparkling pool is perfect for lazy afternoons or entertaining friends, and the nearby Pinellas Trail offers easy access for biking or walking. Just minutes away, you’ll find yourself at Honeymoon Island and the ferry to Caladesi Island—two of Florida’s most treasured Gulf Coast destinations. After soaking in the sunset, head into downtown Dunedin for dinner at one of the many charming restaurants. This home is a true blend of low-maintenance living and coastal convenience—ideal as a seasonal retreat or a full-time sanctuary. Don’t miss your chance to own a piece of paradise with a history of gentle use and consistent care.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $771 | $771 | $771 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,943 | $4,152 | $5,291 |
Total Monthly Payment | $4,806 | $5,015 | $6,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.