3057 RIDERS PASS, Odessa, FL, 33556 | $630,000

Charming 4-Bedroom Home in Starkey Ranch – Prime Location with Exceptional Features!
Welcome to 3057 Riders Pass, a stunning residence nestled in the heart of the highly sought-after master-planned community of Starkey Ranch in Odessa. Ideally located just steps from lush green spaces, a sparkling community pool, and a family-friendly playground, this home offers both luxury and lifestyle. Built by MI Homes, this immaculate Montrose floor plan features 4 spacious bedrooms (including one conveniently located on the main floor), 3 full bathrooms, and a rear-entry 2-car carriage garage with an extended paver driveway. From the moment you arrive, you'll be invited by the home's freshly painted exterior, welcoming front porch, and beautiful curb appeal. Inside, a flexible front room offers the perfect space for a formal sitting area, home office, or playroom. The elegant wood-trim staircase subtly separates the spaces while maintaining an open and airy flow with plenty of natural lighting. At the heart of the home is an open living area that flows seamlessly into the gourmet kitchen and dining space—ideal for entertaining. The kitchen is a chef’s dream, boasting artistic quartz countertops, white cabinetry with crown molding, a stunning backsplash, and stainless steel appliances, including a gas range. Upstairs, a versatile loft area provides additional space for relaxation or work. Three bedrooms await, including the luxurious owner's suite, complete with a tray ceiling, crown molding, en suite bathroom, dual vanities, and a spacious walk-in closet. HVAC replaced and upgraded in 2023. Live in one of the area’s most desirable communities, with access to top-rated schools, parks, tennis courts, a library, restaurants, and over 20 miles of walking and biking trails. Don’t miss the chance to make this exceptional home yours—schedule your private tour today!

Features

  • Amenities: Trail(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,495
  • Acreage: 0.13
  • Est. Taxes: $9,645
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Washer
  • MLS#: W7874867
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/W7874867/3057riderspass_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 3:09:28 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-847-4444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3057 RIDERS PASS, Odessa, FL, 33556

$630,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $504,000 $504,000 $504,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $804 $804 $804
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,144 $3,311 $4,219
Total Monthly Payment $4,040 $4,207 $5,115

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.