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12148 S IRIS POINT, Floral City, FL, 34436 | $330,000
Welcome home to this charming 3 bed 2 bath home on over an acre of land with an oversized 2 car garage tucked away in the desirable community of Oak Forest. No HOA or CDD fees. Beautiful block home built in 2003, NEW ROOF 2020, HVAC 2018, remodeled kitchen 2020, pavered driveway 2023 and luxury waterproof laminate floors throughout the home in 2021 make this picture perfect home move in ready! This home features a split floorplan, spacious master bedroom with walk-in closet and remodeled en-suite in 2023 with walk-in shower. The kitchen, living room and dining room have a very deliberate flow designed to include the whole family at any time of the day. The kitchen with its granite counter tops, recessed lighting, breakfast nook with built in wrap around seating and plenty of cabinet space including pantry is sure to please whomever enters. Out the back sliding glass door is a massive 1600 sq/ft deck wrapped around a 12'x24' pool installed in 2020 overlooking the sprawling wooded lot. Perfect for anyone who loves to watch the local wildlife while they enjoy their morning coffee. Out the front door the beauty continues with a fully landscaped and irrigated front and back yard complete with white picket fence, fully pavered driveway, mature shade trees and plenty of room to park an RV or boat next to the new 10'x8' shed installed in 2022. If you're looking for a move in ready home on an acre of land in the beautiful and peaceful Floral City this is it! Schedule your showing today.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 154 x 283
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 2003
- Garage: 2-car Driveway
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,360
- Acreage: 1.01
- Lot Size: 154 x 283
- Est. Taxes: $3,282
- Lot Desc: In County, Landscaped, Oversized Lot
- View: Pool, Trees/Woods
- Elem. School: Floral City Elementary School
- Middle School: Inverness Middle School
- High School: Citrus High School
- Pool: Above Ground, Deck
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: TB8377988
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/TB8377988/12148sirispoint_floralcity_fl?source=qrflyer
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP Phone: 813-907-8200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12148 S IRIS POINT, Floral City, FL, 34436
$330,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,647 | $1,734 | $2,210 |
| Total Monthly Payment | $1,996 | $2,083 | $2,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388