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Discover the elegant charm of this traditional Lowcountry home nestled in the desirable Clearview neighborhood on James Island. Situated on a 0. 48-acre lot, this 4-bedroom, 2. 5-bathroom residence perfectly captures the essence of coastal Southern living--offering proximity to Sunrise Park, the James Island Yacht Club, Pinckney Park, and the SC DNR, all while being just 10 minutes from Downtown Charleston and 15 minutes to Folly Beach. From the moment you arrive, the welcoming wrap-around front porch, surrounded by vibrant azaleas that bloom each Spring, invites you to slow down and enjoy the natural beauty of the Lowcountry. Whether sipping morning coffee or watching the sunset, this peaceful perch offers harbor breezes enhancing the charm of this property. Upon entry, enjoy the stunning hardwood floors that flow throughout the entire first floor. The thoughtfully designed floor plan features a spacious, light-filled living room with vaulted ceilings and a wood burning fireplace (plumbed for gas if desired). This space flows naturally into a serene sunroom and out onto the expansive back deck. Adjacent to the living space is a renovated kitchen with stainless steel appliances, tiled backsplash, a sizable pantry, and a coffee nook. An eat-in kitchen area with a custom built-in bench offers a casual space for everyday meals while the front of the home features a formal dining space with classic chair rail molding making it a perfect space for gatherings. A generous sized laundry room with extra storage and a separate powder room complete the downstairs. Retreat upstairs to a split-level design which offers privacy for the primary suite. The primary boasts a renovated ensuite with a freestanding soaking tub and a walk-in closet complete with custom shelving. There are three additional large bedrooms upstairs sharing an updated bathroom with a floating vanity. There can't be enough emphasis put on the abundance of storage in this home. Walk-in closets in all 4 bedrooms with custom built-ins. Behind the closets lie storage cubbies. From the sunroom, step outside to a large two-tiered deck that overlooks a fenced-in backyard which offers ample room to add a pool. The deck is a true outdoor havengenerously sized and thoughtfully designed with built-in seating and multiple zones for entertaining. The yard is both functional and enchanting, with mature oak trees, an irrigation system, and native landscaping bringing beauty and bounty to your outdoor space. An outdoor shower wrapped in fragrant jasmine adds a special touch after beach days or yard work. Additional features include a two-car garage with built-in shelving, a storage closet and an extended driveway that runs through a backyard gate, the perfect space for parking a boat. Located in an X flood zone (no flood insurance required) with no HOA, this home offers both peace of mind and flexibility. This home seamlessly blends classic design with modern updates in one of James Island's most walkable and established neighborhoods. Take a golf cart ride to Sunrise Park, Pinckney Park, and DNR or a quick stroll down the street to embrace breathtaking views of sailboats, downtown Charleston, and the iconic Ravenel Bridge while feeling the Harbor Breezes. Don't miss your chance to experience the timeless elegance and unbeatable location of this must-see property before it's gone!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.754% | 6.792% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,295 | $5,507 | $7,551 |
Total Monthly Payment | $5,420 | $5,632 | $7,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.