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5 Cedar Avenue, Poquott (East Setauket), NY, 11733 | $499,000
Quaint 1-Bedroom Cottage in Historic Poquott Village Tucked away in the sought-after waterfront community of Poquott, this charming 1-bedroom cottage offers a serene retreat just moments from the water. Set on a spacious 58’ x 125’ lot, the home combines timeless appeal with thoughtful updates and room to grow. A wraparound enclosed porch welcomes you into a cozy three season space. The kitchen features sleek quartz countertops and a gas stove, making it a delight for home chefs. A full bath and generously sized bedroom provide comfort and functionality, while a full basement offers abundant storage space. Step outside to enjoy your private composite deck and outdoor shower—ideal for rinsing off after a day at the beach or unwinding under the stars. Whether you're dreaming of a peaceful getaway or envisioning future expansion, the property offers both inspiration and opportunity. Located within the Incorporated Village of Poquott, residents enjoy exclusive access to three private beaches on Setauket and Port Jefferson Harbors, a community garden, tennis courts, playgrounds, and open fields—all enhanced by private security and code enforcement. The newly constructed resident dock and deeded mooring rights make this an exceptional opportunity for boating enthusiasts. With award-winning Three Village Schools, proximity to Port Jefferson Village, Stony Brook University, and inclusion in the Town of Brookhaven, this cottage delivers on location, lifestyle, and charm. Your waterfront escape awaits in the heart of Poquott.
Features
- Town: Poquott
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Laundry: In Basement
- Style: Cottage
- Year Built: 1945
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Basement: Bilco Door(s), Full, Unfinished
- Approx Sq. Feet: 654
- Est. Taxes: $4,468
- Lot Desc: Level
- View: Neighborhood
- Water Front: Yes
- Elem. School: Setauket Elementary School
- Middle School: Paul J Gelinas Junior High School
- High School: Ward Melville Senior High School
- School District: Three Village
- Appliances: Dishwasher, Dryer, Refrigerator, Washer, Oil Water Heater
- MLS#: 847832
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/847832/5cedaravenue_poquott_ny?source=qrflyer
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Cedar Avenue, Poquott (East Setauket), NY, 11733
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $372 | $372 | $372 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,523 | $2,653 | $3,342 |
| Total Monthly Payment | $2,970 | $3,100 | $3,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535