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Step back in time! This one-of-a-kind Cedar sided Colonial is a perfect new home for anyone who appreciates sensitively restored 1908 craftsmanship & finishes seamlessly, updated to accommodate modern living. The expansive, newly refinished, wrap-around, covered porch, gives access to the surprise - a grand, oak paneled Parlor with an impressively mantled fireplace, as well as a sweeping staircase adorned with several, lovely stained glass windows soaring to the 3rd floor. A pair of French doors lead to the gracious Livingroom which features a bay window, built-in shelves and a fireplace for cozy evenings. Beyond the Parlor, through an elegant archway, is the formal dining room with its lofty, beamed ceiling - it can easily seat a large extended family for special occasions or host more intimate affairs. The renovated, well-planned, spacious chef's kitchen with its Butcher block island adjoins a cheerful breakfast room. From there, passing the laundry and powder room, one reaches the rear Patio/deck that features a small view of the Palisades in the distance and overlooks the lush, fenced garden which is filled with flowering, low maintenance perennials blooming throughout the seasons. There's no need to start a vegetable garden - one is all ready to go and just the right size. Completing the 1st floor, just, off the Dining room, pocket doors give privacy to a secluded study filled with bookshelves. All rooms throughout the home are well proportioned, generous in size and follow an easy flowing floor plan. You'll find high, beamed or coffered ceilings, many new, large Pella windows, and mostly well preserved, oak parquet floors. On the second floor, the oversized primary bedroom with its bay window & adjoining dressing room facing south feels like a quiet retreat. There are 3 additional bedrooms on this floor, each with its own ambiance. The well appointed, full bath includes a jacuzzi tub, stall shower & heated floor. You'll find the additional bedrooms on the top floor along with a cheerful children's playroom, complete with a south facing Palladian window. Your imagination could allow a home office or studio there. Additionally, the sewing room, a former kitchen w/sink still in place and the full bath complete the space. Looking for an easy commute? The Metro North station is right down the hill, a 5 minute walk away, or walk a little longer to NYC public or Express buses at the city line on Riverdale Ave. Some folks think Ludlow Park is an extension to Riverdale/Bronx - safe & friendly
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $614,400 | $614,400 | $614,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $1,042 | $1,042 | $1,042 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,833 | $4,036 | $5,102 |
Total Monthly Payment | $4,967 | $5,170 | $6,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.