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This 1960 cottage has been lovingly restored to create a serene retreat. Wide plank pine floors complement the home's palette of soft greys, greens, and blues. In the living room, the lofted ceiling and wood burning stove invite relaxation. Off the living room is the kitchen, with a window over the sink, gas range, tile backsplash, and a mix of open shelving and cabinets. Through the kitchen, the dining room circles back to the living room, with a cleverly placed bar nook in the hall between the two rooms. Down the hall are two bedrooms with closets, and a full tiled bathroom with tub/shower and storage shelving. French doors off the dining room lead to a long sunroom running the length of the house. This multipurpose room includes the laundry area as well as a playroom/office, and opens onto the back deck, a peaceful spot to watch the turtles and ducks on the small pond beyond the backyard. There is also a seasonal view of the Shawangunk Ridge. The property has a fenced side-yard to the right and a larger open yard to the left that slopes gently from the road down to the neighboring pond. Towpath is a lovely country road, with picturesque views of the flowing Peter's Kill along the way. This location is less than a half mile to the local post office and the Accord Market for groceries, coffee and newspapers. Accord offers abundant opportunities to hike, bike, swim, and eat local, owing to the rich heritage of farming and nature conservancy in the Rondout Valley. Call to book a showing today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,571 | $2,002 |
Total Monthly Payment | $1,872 | $1,931 | $2,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.