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BREATHTAKING Boca Ciega DIRECT WATER VIEWS in this 2nd floor unit Bay Island's premier gated 55+ community! Enjoy a vibrant lifestyle living ON THE WATER in this active & secure community with 24-hour security & gated access. This one bedroom, one bath unit is ideal! MOVE -IN READY AND FULLY FURNISHED! ELEVATOR ACCESS. CAT & DOG FRIENDLY! This condo has HURRICANE SLIDERS AND HURRICANE WINDOWS and has never had any water intrusion from past storms. It's a wonderful place to call home or use as your second/vacation getaway. ENJOY one of 6 heated pools, gather around the BBQ grills at the waterfront tiki hut with friends, work out in the gym or take a mile long waterfront walk for the health of it. Monthly condo fee includes flood insurance, cable, internet, water, trash, exterior maintenance, community tennis and pickle ball courts, 6 heated pools, clubhouse, fitness centers, 4 shuffleboard courts, billiards, library, grilling area, dock and 1+ mile waterfront walking trail. MARINA onsite which features boat slips available through a convenient sign up list. The clubhouse -while getting remodeled- does offer pool tables, card rooms, a library with internet access, and separate his & her gyms, 2 spas, and saunas. COVERED PARKING SPOT #203 ** WASHER/DRYER coin operated machines located on the 4th floor! PLUS extra storage locker. Located close to beaches, restaurants, and downtown St. Petersburg, with easy access to Tampa. Bay Islands is a wonderful place to call your own! More pics to come!
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,123 | $1,182 | $1,507 |
Total Monthly Payment | $1,243 | $1,302 | $1,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.