78 Kale Road, Brookhaven (Rocky Point), NY, 11778 | $449,990
This is a charming residence nestled in the heart of Rocky Point. This property exudes a blend of comfort and luxury, ready to offer an exceptional living experience for its new homeowners. This inviting home comes with two bedrooms and three bathrooms, offering ample space for relaxation and convenience. Originally constructed as a three-bedroom home, it has been innovatively transformed to feature a spacious primary room, complete with a full bathroom and additional closet space for your convenience. The property's interior is adorned with hardwood floors throughout, contributing to its timeless elegance. The home is updated with new windows, allowing for an abundance of natural light to brighten up your living spaces. An updated brick stoop adds to the property's curb appeal. The property also features a full finished basement with an independent outside entrance. This versatile space could serve multiple purposes, from a recreational room to a home office, or even a space for hosting guests. Step outside to discover the inground sprinklers, a thoughtful addition to maintain the lush greenery surrounding the property. Enjoy the benefit of lower taxes, with an annual rate of just $10, 349. 26 without the basic star. Situated in Rocky Point, this home is part of a vibrant community. The locality boasts of various amenities, catering to a diverse range of interests and needs. Whether you prefer quiet time in a park or a lively evening at a local eatery, there's something for everyone here. Experience the perfect blend of luxury and comfort in a community that welcomes you with open arms. Don't miss this opportunity to call this place home.
Features
- Town: Brookhaven
- Rooms: 5
- Bedrooms: 2
- Baths: 3 full
- Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
- Style: Ranch
- Year Built: 1968
- Heating: Baseboard, Oil
- Cooling: None
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 1,608
- Acreage: 0.09
- Est. Taxes: $10,349
- Elem. School: Joseph A Edgar Intermediate Sch
- Middle School: Rocky Point Middle School
- High School: Rocky Point High School
- School District: Rocky Point
- Appliances: Electric Oven, Electric Range, Refrigerator
- MLS#: 844799
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/844799/78kaleroad_brookhaven_ny?source=qrflyer
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
78 Kale Road, Brookhaven (Rocky Point), NY, 11778
$449,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,992 | $359,992 | $359,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
| Monthly Tax Payment | $862 | $862 | $862 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
| Total Monthly Payment | $3,212 | $3,302 | $3,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535