13135 PLANTATION TERRACE, Seminole, FL, 33776 | $1,025,000

Under contract-accepting backup offers. PARADISE AWAITS – This 4 bedroom, 3 bathroom, 3 car garage home in the highly desired gated community of Kensington Isle is move in ready. Pride of ownership is evident here in this meticulously maintained home. Located in a high elevation, NON EVACUATION ZONE. The BRAND NEW ROOF (2024) and hurricane panels provide peace of mind and security. The soaring cathedral ceilings accentuate the light and bright open floor plan. Entertaining in this home is a dream come true. The serene resort style pool with luxury level spa, pavered patio, inviting backyard with lush landscaping and vinyl fenced enclosure creates a true private oasis. The kitchen features upgraded hardwood cabinets, granite countertops, island breakfast bar and a closet style pantry. There is an eat-in breakfast nook AND a separate formal dining room. With the open concept, the home chef never misses the party and there are so many ways to utilize this floorplan for guests. The bedrooms are split-plan with dual suites. The primary suite features dual walk-in closets, spacious ensuite bath with split dual vanities, a large walk-in shower, a garden tub and sliders to the pavered patio. The Junior suite also has an ensuite bathroom which also serves as a pool bath. All bedrooms are generously sized. The inside laundry room makes chores a breeze. Rainbird irrigation system keeps your lawn lush. The Oversized 3 car garage and pavered driveway are great for storing all your toys! Less than 10 minute drive to catch the sunset at either Redington or Indian Rocks Beach! Conveniently located close to world famous beaches and less than 30 minutes to both St. Pete-Clearwater International Airport and Tampa International Airport. Great location – close to the fun of Seminole City Center, Largo Mall, restaurants and shopping. Low HOA - SAVES YOU MONEY $$!!

Features

  • Amenities: Gated
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2011
  • Garage: 3-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,636
  • Acreage: 0.23
  • Est. Taxes: $6,032
  • HOA Fee: $150 Monthly
  • Lot Desc: Landscaped
  • View: Pool
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pool: In Ground
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8378216
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /eprop/TB8378216/13135plantationterrace_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 4:47:10 PM)
Listing courtesy of REALTY EXPERTS   Phone: 727-888-1000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13135 PLANTATION TERRACE, Seminole, FL, 33776

$1,025,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $820,000 $820,000 $820,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.726%
Monthly Tax Payment $503 $503 $503
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,049 $5,251 $7,143
Total Monthly Payment $5,677 $5,879 $7,771

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.