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Under contract-accepting backup offers. PARADISE AWAITS – This 4 bedroom, 3 bathroom, 3 car garage home in the highly desired gated community of Kensington Isle is move in ready. Pride of ownership is evident here in this meticulously maintained home. Located in a high elevation, NON EVACUATION ZONE. The BRAND NEW ROOF (2024) and hurricane panels provide peace of mind and security. The soaring cathedral ceilings accentuate the light and bright open floor plan. Entertaining in this home is a dream come true. The serene resort style pool with luxury level spa, pavered patio, inviting backyard with lush landscaping and vinyl fenced enclosure creates a true private oasis. The kitchen features upgraded hardwood cabinets, granite countertops, island breakfast bar and a closet style pantry. There is an eat-in breakfast nook AND a separate formal dining room. With the open concept, the home chef never misses the party and there are so many ways to utilize this floorplan for guests. The bedrooms are split-plan with dual suites. The primary suite features dual walk-in closets, spacious ensuite bath with split dual vanities, a large walk-in shower, a garden tub and sliders to the pavered patio. The Junior suite also has an ensuite bathroom which also serves as a pool bath. All bedrooms are generously sized. The inside laundry room makes chores a breeze. Rainbird irrigation system keeps your lawn lush. The Oversized 3 car garage and pavered driveway are great for storing all your toys! Less than 10 minute drive to catch the sunset at either Redington or Indian Rocks Beach! Conveniently located close to world famous beaches and less than 30 minutes to both St. Pete-Clearwater International Airport and Tampa International Airport. Great location – close to the fun of Seminole City Center, Largo Mall, restaurants and shopping. Low HOA - SAVES YOU MONEY $$!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,025,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $820,000 | $820,000 | $820,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.726% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,049 | $5,251 | $7,143 |
Total Monthly Payment | $5,677 | $5,879 | $7,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.