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JUST IN TIME FOR SUMMER FUN! A RANCH RETREAT ON A GARDEN LOT…THE SWEET LIFE STARTS HERE! Begin your morning on a welcoming covered front porch, sipping coffee and birdwatching in the embrace of this lovely home set on a beautifully landscaped corner lot. Inside, the warmth of a brick fireplace anchors the living room and refinished hardwood floors offer a fresh, inviting feel. Invite guests to grab light bites and drinks in the white kitchen before making your way out to the elevated deck overlooking a lush outdoor oasis. Vibrant perennial gardens and fiery Japanese maples provide a stunning backdrop, and something is always in bloom in this thoughtfully curated landscape. Fire up the grill and chill on the granite patio as guests cool off with a dip in the inground pool. Harvest apples, peaches, pears and plums from the mini orchard and savor fresh blueberries and grapes from the bounty of your land. There is so much outdoor living to enjoy! As sun sets, retreat to the screened gazebo for cocktails and conversation or a rousing game of cards, bug free! The party continues inside on the lower level in the rec room for movie nights warmed by a pellet stove, and two finished rooms provide ideal space for work-from-home or extra guests. Unwind in the primary suite with ensuite bath or in one of two generously sized bedrooms that easily accommodate everyone. From the first sip of coffee to the last splash in the pool THIS IS WHERE MEMORIES ARE WAITING TO BE MADE! WELCOME HOME!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $651 | $651 | $651 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $3,022 | $3,820 |
Total Monthly Payment | $3,613 | $3,765 | $4,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.