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Detached 3-Family Home | 12 Bedrooms | 5 Bathrooms | Private Driveway with Parking for Up to 17 Vehicles. Welcome to 3620 Paulding Avenue, a rare and extraordinary opportunity nestled in the heart of the Bronx’s sought-after Williamsbridge neighborhood. This fully detached three-family residence is a perfect blend of space, comfort, and versatility, offering an exceptional layout that caters to homeowners, multi-generational families, and investors alike. Boasting an expansive footprint, this property features three separate residential units and a finished basement, delivering a total of 12 bedrooms and 5 full bathrooms across multiple floors. Whether you’re looking to live in one unit and rent out the others, accommodate extended family, or maximize rental income, this home offers a smart and flexible solution. The layout includes: Unit 1: A spacious and elegantly designed 4-bedroom duplex with 3 full bathrooms, ideal for owner occupancy or larger families seeking abundant space for comfortable day-to-day living and entertaining. Unit 2: A well-maintained 3-bedroom, 2-bathroom apartment, perfect for tenants or extended family members. Unit 3: A 1-bedroom, 1-bathroom unit that offers a cozy and efficient layout—ideal for use as a guest suite, home office, or additional rental income stream. Each unit is thoughtfully laid out with privacy and functionality in mind, offering generous natural light, ample closet space, and well-defined living areas. The property also includes a finished basement, providing flexible bonus space that can be tailored to suit your needs—whether that’s a recreation room, home gym, office, or additional storage. Outside, the home sits on a quiet, tree-lined residential block and enjoys excellent curb appeal. A standout feature of this property is the massive private driveway that can accommodate up to 17 vehicles—a true rarity in New York City and a major value-add for homeowners or renters with multiple cars. Additional highlights include: Fully detached construction for added privacy. Spacious backyard and outdoor areas. Separate entrances for each unit. Proximity to major highways, public transportation, parks, schools, and vibrant shopping corridors. Located in the thriving Williamsbridge community, this home offers both suburban comfort and urban accessibility. The neighborhood continues to attract homeowners and renters alike for its welcoming vibe, transportation options, and strong sense of community. Whether you’re a seasoned investor seeking a high-yield asset or a homeowner looking for a long-term residence with income potential, 3620 Paulding Avenue is a property that delivers on all fronts. Don’t miss this incredible opportunity to own one of the Bronx’s most versatile and spacious multi-family homes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.613% | 6.183% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,132 | $6,826 | $9,114 |
Total Monthly Payment | $6,825 | $7,519 | $9,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.