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Welcome to 15 Wainscott Lane, East Setauket, a truly unique and charming Expanded Cape nestled perfectly in a quiet cul de sac. This custom-built home offers four spacious bedrooms and 2. 5 bathrooms, all filled with an abundance of natural light. Step inside and be greeted by the warm glow of hardwood flooring that flows seamlessly throughout the home. The expansive living room, complete with a wood-burning fireplace, is the ideal spot to unwind after a long day. A conveniently located half bathroom offers added convenience for guests. The heart of the home, a large eat-in kitchen, invites you to prepare meals with gas cooking and create memories. Adjacent to the kitchen, you'll find a cozy den perfect for intimate gatherings or quiet reading. A small office just off the foyer provides a quiet retreat for work or study. The second floor houses three bedrooms and a full bathroom, offering ample space for relaxation and privacy. The fourth bedroom, located on the ground level, boasts its own full bathroom and can also serve as a recreation room, providing flexibility for your lifestyle. A part of the ground floor includes a laundry room, a one-car garage, and plentiful storage. The large driveway ensures ample parking for you and your guests. Step outside onto the beautiful deck off the kitchen, leading to a stunning brick patio. Just turn on the waterfall, and the soothing sounds of water will create a tranquil atmosphere. The property is just over half an acre and The sloping landscape adds to the breathtaking outdoor experience. The property is so special, it even extends to the other side of the private driveway. This home is not just a place to live but a lifestyle to embrace. Its low taxes or $10, 732. 91 add to its value, making it an excellent investment. Enjoy all the benefits of living in East Setauket, a welcoming community with plenty to offer. Don't miss the opportunity to make this home yours. Act now, and step into the life you've been dreaming of.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,992 | $559,992 | $559,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $894 | $894 | $894 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,494 | $3,679 | $4,688 |
Total Monthly Payment | $4,480 | $4,665 | $5,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.