Embrace coastal living with no HOA fees, no CDD fees, and no Assessments. Discover the ultimate Amelia Island lifestyle in this beautifully maintained, move-in ready, 3-bedroom, 2-bathroom home, complete with a workshop with built in cabinets in the 2-car garage and additional parking available on the expansive paver driveway. Spanning just over 2000 square feet, this thoughtfully designed layout is ideal for entertaining and living. The kitchen shines with subway tile backsplash, sleek porcelain tile floors, quartz countertops, and ample cabinetry with soft close drawers and doors by Mooney's, providing functionality and style. The main living area has a vaulted ceiling with a wood-burning brick fireplace, creating a warm and inviting atmosphere for relaxing gatherings. Step outside through the sliders to the private, fully fenced backyard with two Bradford Pear trees and a mature Oak tree. The spacious back patio enables you to enjoy outdoor dining. With the potential to add a pool, this high and dry property offers many possibilities. Adventure and fun are just steps away! Walk to the beach, the creek, school or downtown. Explore the scenic Egans Creek Greenway, where you can play, exercise, walk, bike, fish, or kayak in a breathtaking natural setting. The wide, sandy shores of Main Beach and the Atlantic Ocean are less than a mile away, offering a wonderful beach escape all year long. Top-rated Fernandina Beach Schools, Central Park, with tennis and pickleball courts, the Amelia Island Lighthouse, historic Fort Clinch and vibrant downtown Fernandina Beach, with its delightful shops and excellent dining options, are down the street. The Georgia state line and Jacksonville International Airport are less than 30 miles away. Schedule your showing today and start living the island dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,127 | $4,349 | $5,917 |
Total Monthly Payment | $4,506 | $4,728 | $6,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.