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Step into a classic Vermont farmhouse from the 1830s, built by a successful mill owner and loved by its current stewards for over fifty years. Minutes from the center of charming Grafton and only thirty minutes from Okemo, this beautiful property offers wide, level lawns and sits on 45 acres of untouched woodland in the hills behind—never logged and fully unencumbered. Inside, the original features and modern updates make this home a pleasure. Enjoy the warmth of two fireplaces, admire the curved plaster walls, and relax in the spacious living room that connects to a cozy family room. Gather around the table in the dining room, or retreat to the downstairs bedroom and bath. Upstairs, three more bedrooms and a fun bunk room with five built-in beds make ideal accommodations for kids or guests. The welcoming eat-in kitchen leads to a lovely screened porch, a perfect spot for your morning coffee. There’s plenty of storage throughout the house, and the antique barn is as well suited for festive dinners as it is for a pony or two. Sit on the front porch and listen to the gentle sounds of the nearby Saxtons River. If you feel like exploring, take a short walk to the lively village center, where you can meet neighbors, grab a bite to eat at the Grafton Inn, or visit the library for your next read. This home is more than just a place to live—it's an entree into a warm and inviting community filled with history and natural beauty.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $849 | $849 | $849 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,189 | $3,358 | $4,245 |
Total Monthly Payment | $4,130 | $4,299 | $5,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.