![]() |
Welcome to 220 John Joy Road, a meticulously maintained and thoughtfully upgraded home tucked away in the heart of Woodstock, NY. Featuring three spacious bedrooms and two and a half baths, this property combines modern amenities with timeless charm, offering a rare opportunity to live comfortably and securely in one of the Hudson Valley’s most beloved areas. Built with concrete walls for superior insulation and airtight living, the home includes an advanced air filtration system and is prepped for a radon mitigation system—only a fan needs to be installed. A full house generator ensures peace of mind in every season, and an extensive alarm system, including alarmed window screens, adds an extra layer of security. Inside, the open and inviting floor plan is highlighted by recessed lighting, a cozy gas fireplace, and thoughtful design touches throughout. The first floor features a versatile office space and a private bedroom with an ensuite bath, offering convenient one-level living options. An attached garage provides easy access and additional storage. The fenced backyard is a private oasis, perfect for entertaining or relaxation, with a lovely patio area and professionally installed landscaping and hardscaping. The irrigation system makes it easy to maintain the lush grounds, keeping them vibrant year-round. The home's basement offers a unique finished flooring design and completed closet installations, providing even more functional living space. Upstairs, the additional shower has never been used but has been carefully maintained. From the welcoming wrap-around porch to the home's solid, efficient construction, every detail here was designed for comfort, beauty, and security. Whether you're seeking a peaceful weekend getaway or a full-time residence, 220 John Joy Road offers the perfect balance of serenity, modern upgrades, and natural beauty, all just minutes from Woodstock’s vibrant shops, dining, and outdoor adventures.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.754% | 6.309% |
Monthly Tax Payment | $1,925 | $1,925 | $1,925 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,526 | $6,147 | $8,166 |
Total Monthly Payment | $7,576 | $8,197 | $10,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.