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This 3 bedroom (potential 4 bedroom), 3 bath, 2926 SF waterfront, mid-century, brick, US Steel ranch, located on Lake Geneva. A 1000 SF permitted addition in 1999, with bricked exterior to match the rest of home. This included an in-ground (35' x 15') swimming pool (mar cite resurfaced and all new equipment in 2018), mini-split heated-AC FL room, and a third bathroom which brought total SF to almost 3000 (open floor plan). There is 1/15 ownership of the park located in the middle of the cul-de-sac and 80' waterfront is deeded with the property. The primary bedroom has an adjacent dressing area with walk-in closet. The sizable en suite primary bath is equipped with a double sink vanity, a large tiled shower and a garden Jacuzzi tub. There is also a dressing/sitting area adjacent to the primary bedroom. Five solar tubes and an additional five skylights throughout the living area add natural light. Whole house surge protector on meter. The interior flooring was replaced in 2021 with wood-look porcelain tile. The large back yard (100 x 100+/-) is fenced and cross-fenced (green vinyl 5 ft chain link/white vinyl privacy) with a separate section for dogs to access the built in doggie door in the laundry room. In 2014, the kitchen was remodeled with new solid cherry Kraftmaid soft close cabinets, granite countertops, stainless steel appliances, porcelain tile flooring, recessed LED lighting, etc. The kitchen pantry contains a large, deep sink. The primary bath and a second bath were also remodeled (2014) with new tub surrounds, cabinets, granite countertops, updated porcelain tiling, etc. In July of 2015, the HVAC heat pump was replaced with a new Tempstar 16 SEER, 2-stage compressor with variable speed AHU and communicating programmable thermostat. In 2016, the shingle roof was replaced with a new metal roof plus 5 solar tubes, as well as the existing 5 skylights (all replaced). The attic insulation was increased to R30 with blown-in insulation. Windows on north side were replaced with double hung/pane, low-E in 2015. In 2016, a 5. 3 KW solar photovoltaic system was installed on the roof to lower energy bills. In July 2019, this system was upgraded with the addition of 24 more 305 watt panels making a total of a little over of 13 KW. This solar production is net metered through Clay Electric. The in-ground pool was renovated in 2018, with new mar cite, a salt chlorine generator (replaced in 2024) and a variable speed pump. A peristaltic pump on dedicated timer was added in 6/21 and central sacrificial anode was added in 2025. There is an outdoor hot and cold shower close to the pool. Citrus, camphor, and live oak trees are established on the property. There is also a remote controlled in-ground sprinkler system (front/back). An outdoor 30 Amp outlet for RV hookup installed in 2018. In 2020, a 3 head, 2 ton mini-split AC unit with 3 heads (ceiling units bonus room, primary BR and wall unit in sunporch). The bonus room was renovated with cypress boards and baseboards on all 4 walls. A clear view of the lakefront can be enjoyed from the pool side of house. In 2025 a panoramic 1: 2: 1 picture window replaced the bank of 3 vinyl windows in the primary bedroom facing the lake. Don't miss this amazing pool and lakefront home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,153 | $4,018 |
Total Monthly Payment | $3,313 | $3,433 | $4,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.