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Welcome to this beautiful and spacious 2-bedroom, 2-bathroom home with a bonus enclosed lanai, perfectly situated on a large corner lot in Palm Harbor’s highly sought-after 55+ golf community of Highland Lakes. This move-in ready home features BRAND new luxury vinyl flooring, elegant crown molding, and an abundance of natural light flowing through updated hurricane-impact windows. The thoughtfully designed kitchen is centrally located between the family and dining rooms and features a convenient pass-through window to the lanai—making entertaining and everyday living a breeze. A large INDOOR laundry room is ideally placed between the garage and main living area, and includes a versatile closet for extra storage or a coat closet. The oversized master suite is a relaxing retreat with two closets, charming chair rail accents, and an en-suite bath featuring a walk-in shower. Enjoy peace of mind with a BRAND new hot water heater (2025), updated electrical panel (2023), roof (2018), deep irrigation well, newer HVAC system, and hurricane-impact windows throughout. The home recently passed a 4-point inspection with excellent results—report available and transferrable to the buyer. Highland Lakes is Palm Harbor’s premier 55+ golf and lakefront community, nestled high and dry above the flood plain and offering unmatched amenities including free green fees on three private executive courses. Enjoy an active lifestyle with water aerobics, yoga, pickleball, tennis, and more. The clubhouse is a lively hub for social events, while the arts and crafts center offers studios, classes, and a wood shop. The Lake Tarpon Lodge provides a rustic retreat with a second heated pool, fishing pier, party pavilion, community pontoon boats, and free RV or boat storage. Located just minutes from the Gulf beaches, Pinellas Trail, top-tier shopping and dining, major airports, and world-class medical and cultural attractions—this is the Florida lifestyle you’ve been waiting for. Don’t miss your opportunity to call this exceptional home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,944 | $2,477 |
Total Monthly Payment | $2,393 | $2,491 | $3,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.