2967 MACALPIN DRIVE N, Palm Harbor, FL, 34684 | $369,900

Welcome to this beautiful and spacious 2-bedroom, 2-bathroom home with a bonus enclosed lanai, perfectly situated on a large corner lot in Palm Harbor’s highly sought-after 55+ golf community of Highland Lakes. This move-in ready home features BRAND new luxury vinyl flooring, elegant crown molding, and an abundance of natural light flowing through updated hurricane-impact windows. The thoughtfully designed kitchen is centrally located between the family and dining rooms and features a convenient pass-through window to the lanai—making entertaining and everyday living a breeze. A large INDOOR laundry room is ideally placed between the garage and main living area, and includes a versatile closet for extra storage or a coat closet. The oversized master suite is a relaxing retreat with two closets, charming chair rail accents, and an en-suite bath featuring a walk-in shower. Enjoy peace of mind with a BRAND new hot water heater (2025), updated electrical panel (2023), roof (2018), deep irrigation well, newer HVAC system, and hurricane-impact windows throughout. The home recently passed a 4-point inspection with excellent results—report available and transferrable to the buyer. Highland Lakes is Palm Harbor’s premier 55+ golf and lakefront community, nestled high and dry above the flood plain and offering unmatched amenities including free green fees on three private executive courses. Enjoy an active lifestyle with water aerobics, yoga, pickleball, tennis, and more. The clubhouse is a lively hub for social events, while the arts and crafts center offers studios, classes, and a wood shop. The Lake Tarpon Lodge provides a rustic retreat with a second heated pool, fishing pier, party pavilion, community pontoon boats, and free RV or boat storage. Located just minutes from the Gulf beaches, Pinellas Trail, top-tier shopping and dining, major airports, and world-class medical and cultural attractions—this is the Florida lifestyle you’ve been waiting for. Don’t miss your opportunity to call this exceptional home your own!

Features

  • Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 93 x 116
  • Laundry: Inside, Laundry Room
  • Style: Ranch, Traditional
  • Year Built: 1979
  • Garage: 2-car Driveway, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,330
  • Acreage: 0.25
  • Lot Size: 93 x 116
  • Est. Taxes: $5,670
  • HOA Fee: $164 Monthly
  • Lot Desc: Corner Lot, Cul-De-Sac, Landscaped, Level, Near Golf Course, Near Public Transit, Sidewalk
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8378343
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8378343/2967macalpindriven_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 2:48:19 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2967 MACALPIN DRIVE N, Palm Harbor, FL, 34684

$369,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,920 $295,920 $295,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $473 $473 $473
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,846 $1,944 $2,477
Total Monthly Payment $2,393 $2,491 $3,024

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.