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For peace, privacy, and views that shine—104 Benjamin could be your next great find! Tucked along the shores of Lake Hartwell, this lakefront beauty provides the ideal blend of everyday comfort and vacation-style living. Whether you’re seeking a full-time residence, weekend escape, or an income-producing property, this home speaks to OPPORTUNITY. With the ability to use this home as a short term rental (Airbnb), you have the unique opportunity to offset your lake home cost. Inside, you’ll find a well-designed layout that makes the most of the views. Surrounded by trees, you’ll feel like you’re nestled in the mountains while capturing peeks of the water. Entering the home, you’ll appreciate the formal dining room as it provides a beautiful aesthetic for guests. Your eyes will immediately be drawn to the vaulted living room - the soaring ceiling and wall of windows gives the space a light and spacious feel. The open-concept living and kitchen space is great for gatherings. The updated kitchen provides an attractive aesthetic along and is ideally functional. The primary suite is located on the main level and features water views, a walk-in closet, and a private en suite with a walk-in shower, 36” double vanity, and a soaking tub with jets. The bathroom is designed as a jack-and-jill to give a powder room for guests. The upper level has a spacious loft with views of the serene setting. There’s also a large bedroom and a bathroom. The basement level features 3 more bedrooms, a full bathroom and a theatre room! There’s also a storage room with apoxy finished floors and a garage door - the perfect space to store lake toys or your golf cart! Outside, you’ll find the most idyllic fire pit area. AND PARKING - THERE IS PARKING GALORE - 10+ cars could easily fit this unrestricted property. This home is the ultimate “lifestyle” experience - step outside and take in the beauty of Lake Hartwell from your deck, patio, or private dock. Whether it’s morning coffee, sunset dinners, or launching your boat for a day on the water, this property invites you to slow down and soak up the lifestyle. The gently sloped lot offers easy access to the water without sacrificing privacy or shade. Located just minutes from I-85 and convenient to Clemson, Anderson, and Greenville, this home offers the perfect balance of getaway and accessibility. Don’t miss your chance to own a slice of lakefront living.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,286 | $3,416 | $4,352 |
Total Monthly Payment | $3,711 | $3,841 | $4,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.