![]() |
Showings begin Saturday 4-26! Welcome to the highly sought-after Oak Terrace Preserve community, where convenience and charm seamlessly blend! This desirable neighborhood is just a short walk from Park Circle's top-rated schools, beautiful parks, diverse dining options, and excellent shopping, offering a lifestyle enriched by everything Charleston has to offer. Enjoy the abundance of parks featuring picnic tables, fire pits, and a fantastic community playground, perfect for family fun. The HOA hosts weekly food truck nights and various social events throughout the year, fostering a sense of community. Your dream home is situated on one of the largest lots in the inner loop, providing a sense of privacy and serenity. The stunning Richardson plan by Crescent Homesboasts a spacious and inviting layout with a spacious and inviting layout with three bedrooms and two and a half baths, perfect for enjoying relaxing lowcountry evenings on the charming wrap-around front porch. As you step inside, you'll be greeted by an airy, light-filled interior that instantly feels welcoming. The modern kitchen is a chef's delight, featuring elegant quartz countertops, a classic white porcelain farmhouse sink with a picturesque butterfly window view, upgraded cabinets, a gas range, and newer appliances designed for both style and functionality. Entertain effortlessly as beautiful French doors invite you to the custom dining area, seamlessly connecting to the back porchideal for hosting gatherings and enjoying al fresco dining. Upstairs, you'll discover the luxurious owner's retreat, complete with an upgraded tile shower and stunning granite counters in both bathrooms, providing a true spa-like experience. With plenty of storage options, including an expansive under-stair space, an attached shed, and attic access in the spare bedroom, this home combines practicality with elegance. Don't miss your chance to embrace the vibrant lifestyle and community spirit of Oak Terrace Preservethis remarkable home truly has it all!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $3,379 | $3,508 | $4,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.