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Welcome to 1619 Live Oak Park--your serene island escape just minutes from Charleston. This well-maintained 2-bedroom, 2-bath second-floor villa offers the perfect blend of comfort, privacy, and access to Seabrook Island's world-class amenities. Enjoy an open-concept layout, a light-filled living space, and a private deck surrounded by lush coastal foliage. Both bedrooms offer en-suite access and ample closet space, making this villa ideal as a full-time residence, weekend getaway, or investment property. The unit conveys furnished (with exclusions) and includes a convenient ground-level storage closet and covered parking. Located across from The Lake HouseSeabrook's fitness and wellness centeryou're just a short walk or bike ride to Bohicket Marina and Freshfields Village for shopping, dining, and entertainment. Seabrook Island residents enjoy private beaches, equestrian facilities, tennis and pickleball courts, two championship golf courses, and access to the exclusive Seabrook Island Club. Whether you're looking to relax or explore, this villa puts it all at your fingertips. Contribution to capital within P. U. D. upon the initial sale and resale is 1/2 of 1% of the sale price. Buyer responsible for a $250 transfer fee at closing. Purchase also requires membership to the Seabrook Island Club.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,579 | $2,680 | $3,415 |
Total Monthly Payment | $2,671 | $2,772 | $3,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.