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Welcome to this maintenance free lifestyle in the GATED and ACTIVE 55+ community of Kings Point. This home has a GOLF CART and is TURNKEY with many updates that include New Plumbing and Hot Water Heater (4/2025), New HVAC System (1/2025) and Double Pane Windows with Corrugated HURRICANE Shutters (9/2023)! This Cape Cod floor plan sits on a PRIVATE lot on a street with a serene cul-de-sac that encompasses only 23 homes. The exterior is beautifully maintained and features a long, paved driveway and a garage that is currently being used as a “man cave. ” The screened and covered entry welcomes you inside to vaulted ceilings, laminate flooring and immediate views! The OPEN CONCEPT design is perfect for both everyday living and hosting gatherings. The kitchen features a stainless-steel dual basin sink, a timeless backsplash, and CUSTOM-BUILT solid wood cabinetry. The dining area is nestled into a bay window, while the living room is filled with comfortable, oversized furniture! The Florida Room features two sets of sliding glass doors that highlight the seclusion of this sought-after lot, providing views of the ponds, open spaces, and walking/biking trails. The split floor plan features a primary bedroom with an en-suite bathroom that includes a walk-in shower with seamless glass and a built-in bench. The second bedroom, along with a full bathroom, offers the option to close a door, effectively transforming it into a second primary bedroom. The full-size washer and dryer are INSIDE which makes this chore more enjoyable. The garage has built-in cabinets, a utility sink and pull-down attic access. Maintenance fees include roof repair/replacement, exterior painting, grounds maintenance, pest control, exterior insurance, security, cable, internet, water, sewer, trash and all the amenities. There are TWO clubhouses, multiple Indoor/Outdoor HEATED Pools, Pickleball, Fitness including Trainers and classes, an onsite salon & spa, two restaurants, and over 200 clubs to suit all needs in the NUMBER ONE RATED 55+ COMMUNITY IN AMERICA! This location allows for Emotional Support and Service Animals and the ability to request an Age Waiver is possible if under 55! There is local shopping and restaurants, hospitals and doctors that all can be accessed with a golf cart if needed. If you plan on venturing out, Sarasota shops are less than an hour away, 20 minutes to Ellenton Prime Outlets and 35 minutes to Tampa International Airport.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,137 | $1,196 | $1,506 |
Total Monthly Payment | $1,537 | $1,596 | $1,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.